Quick Answer: What Credit Score Do I Need To Get A Verizon Cell Phone?

How do I know if I qualify for Verizon Wireless?

How to Check Verizon Wireless ApprovalCall the Verizon Wireless sales line at 800-2-JOIN-IN (1-800-256-4646).Press “1” to speak with a Verizon Wireless sales representative.Wait through the prompts as instructed by the automated system.More items….

Does Verizon do a hard pull?

Well, Verizon always performs a hard credit check on your credit amount when you sign up for one of their post-paid plans. However, if you select the AllSet pre-paid plan, you will not have to face any credit checks.

Do you need good credit for Verizon Wireless?

Credit Requirements and Eligibility Verizon Wireless tends to have strict requirements as far as credit checks go. … If your credit score is lower than 650 or so, you may have trouble getting approved or you may be required to pay a large deposit.

Does Verizon do a hard or soft credit check?

Verizon’s credit check is in reality a hard inquiry because they make the deposit decisions and how much you are to pay for your new phone based on the information contained in the credit file.

What phone company does not check credit?

The four major carriers — Verizon, AT&T, Sprint and T-Mobile — offer prepaid plans, often for less than their traditional plans. There are also carriers that offer only prepaid service, including Cricket Wireless and Boost Mobile, among others. These carriers offer cheap plans with no contract and no credit check.

Does financing a phone build credit?

In most cases, financing a phone through a wireless carrier will not help you build credit. When you finance a phone, your account status is not reported to the credit reporting bureaus.

Are cell phone credit check hard or soft?

It’s hard to anticipate which type of pull will occur, but it’s best to assume that it will be a hard pull. The majority of the credit checks run by mobile carriers are hard pulls because they are checking your ability to pay a new bill each month.

Does Verizon show up on credit report?

Neither your on-time Verizon cellphone payments nor any slightly late or stand-alone missed payments will appear on your credit report for the same reason: Verizon only reports mobile phone accounts to the credit bureaus once payments are so late that the account has been closed.

Does Verizon approve bad credit?

Verizon Service with Poor Credit Many people report approval for Verizon wireless service with a credit limit around 600 and up with no deposit. Like AT&T,Verizonalso offers aprepaid plan intended for individuals with bad credit.

Why does Verizon ask for a credit check?

Verizon’s credit check is in reality a hard inquiry because they make the deposit decisions and how much you are to pay for your new phone based on the information contained in the credit file. … Yes, they check your credit before they allow you to purchase phones and/or plans.

What credit score is needed for Verizon Wireless?

720If you have a credit score below 720 you may be required to pay a substantial deposit for service.

What credit score do you need to get a phone contract?

There’s no minimum credit score to get a phone contract. Every network operator scores you differently—so even if one network won’t give you a contract, you might have more luck elsewhere. Having bad credit doesn’t stop you from getting a phone contract, but it might make it harder.

Can you get a phone contract with poor credit?

Can you get a phone contract with poor credit? Yes, you can be approved for a phone contract on bad credit. … You could also get a SIM only contract if you are struggling to be approved for a handset phone contract. If you make all the payments on time, this will actually impact your credit rating in a good way.

How can I finance an iPhone with bad credit?

The Five Places That Offer Bad Credit iPhone FinancingRent-2-Own. Rent-2-Own is a company that has been operational for the last two decades in providing people with bad poor credit for various items including furniture, electronics, and appliances. … RentDelite. … FlexShopper. … SmartPay. … Gazelle.

Does Virgin Mobile do a credit check?

All phone purchases are a one-time charge to your Canadian-issued credit or debit card. No credit check is needed.

Does tmobile require a down payment?

On-Demand customers will now have to pay an additional amount upfront if they wish to purchase a handset with a high price point. …